Consistent risk assessments
Define your scoring criteria, apply them automatically and get a clear, auditable risk classification for every client. Built around your anti-money laundering (AML) policies and risk appetite.
InScope-AML gives you a structured, configurable framework for assessing client risk. Scoring is based on defined criteria, client data and screening results so every evaluation follows the same logic and every outcome is traceable.
Key capabilities
- Configurable risk scoring models aligned to your AML policies
- Custom risk factors incl. jurisdiction, client type activity profile
- Screening resolution influence upon identifying true positive hits
- Automated calculation of each client's overall risk rating
- Ability to review, override and document decisions
- Full audit trail of all changes and updates
Structured risk scoring in 5 steps
Define your risk criteria
Set up the risk factors and scoring rules that reflect your internal AML framework.
Capture client data
Structured onboarding workflows collect the information needed for each assessment.
Apply scoring logic
The system evaluates each client against your predefined criteria and calculates a score.
Generate a risk classification
Clients are categorised according to defined risk classification tiers.
Review and update
Revisit assessments as part of periodic monitoring or when client data changes.
Screening IntegrationScreening outcomes feed directly into risk scoring
When your team reviews a match and confirms a true positive, that outcome is factored into the client’s overall risk score. Which roles count, whether that’s directors, Ultimate Beneficial Owners (UBOs) or others, is defined in your configuration. No manual cross-referencing. No missed connections.
Review and governance
Stay in control of every assessment
- Revisit and update risk assessments at any time
- Schedule and track risk assessment reviews
- Log all changes with timestamps and user activity
- Apply overrides with a documented justification where needed
Output and reporting
Clear outputs for your team and regulators
- A clear risk classification for every client
- Data and contributing factors visible next to each rating
- Exportable reports for internal use or regulatory submission
- Full audit trail available for review at any time
